At Tonkin Financial, we’re committed to building long-term client relationships and delivering outstanding service. We believe financial advice is an ongoing partnership: it starts with tailored advice that fits your needs and continues with guidance and adjustments as your goals and circumstances evolve.

We specialise in working with medical professionals employed by Health New Zealand - Te Whatu Ora in the Greater Auckland region. With more than 35 years’ experience, we understand the unique financial challenges and opportunities you face. Our advice is designed to support your career, your lifestyle, and your long-term financial plans.

Financial advice provides many benefits, as relevant to the needs of individual clients. But perhaps the common benefit experienced by those who seek financial advice is this: it is an opportunity to take the time to discuss in-depth your financial life and circumstances with an expert; an opportunity to take stock of where you are, what you want to achieve, any challenges, and solutions you are looking for.

Financial advice is not solely about 'product' - i.e. types of investments, types of insurance etc - rather it is about accessing the knowledge of an experienced professional who can apply their expertise to your individual circumstances and aspirations, and make well-informed recommendations for your financial life.

From our initial meeting to ongoing reviews, we always put your goals front and centre.

We start our discovery process by gathering information with a Fact Find questionnaire, so we understand your current financial picture and goals. We’ll also agree on the Scope of Service, outlining the areas we’ll be providing advice on.

From there, we meet to talk through your needs in more detail before completing research and preparing tailored recommendations.

Once your plan is ready, we’ll meet again to present our advice, explain the reasoning, and answer your questions. When you’re happy, we help put your plan into action - and we’ll keep reviewing it with you over time to make sure it stays on track.

To get the conversation started, please feel free to email us at info@tonkinfinancial.co.nz or give a call on 09 308 2412. We look forward to assisting you.

Depending on the types of service we provide, we might receive a commission fee from the provider, or charge clients an hourly rate.

We may get a commission fee for our advice on DHB Superannuation, KiwiSaver and insurance. For broader financial planning or advice on lump-sum investment plans, we may either charge clients an hourly rate of $200 +GST per hour or a one-off fee, based on the client’s requirements.

We will discuss the fee rates with you in an open manner during our initial meeting. 

Alongside Wealth Management, we also specialise in Lump-Sum Investing, Retirement Planning and Insurance.

Lump-Sum Investing: If you have a financial windfall available, a lump-sum investment can be a powerful way to accelerate your wealth. At Tonkin Financial, we partner with ANZ’s OneAnswer Portfolio Service to provide access to a wide range of investment options, including New Zealand and international equities, fixed interest, and cash (including foreign currencies). We’ll assist you with your investment decisions and help you build and diversify your portfolio. Find out more here.

Retirement Planning: We view retirement planning as a multi-step process that evolves with you over time. The key is to start early, have a plan in place, and take proactive steps to stay on track. We’ll help you prepare for the lifestyle you want, with strategies to manage income, investments, and future expenses. Find out more here.

Insurance: We provide advice on a full range of personal insurance options, including life insurance, trauma cover, income protection, and health insurance. Our recommendations are tailored to your circumstances and goals, and if you ever need to make a claim, we’ll be here to guide and support you through the process. Find out more here.