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      <pubDate>Fri, 12 Jun 2026 07:10:52 +1200</pubDate>
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	         <title>Should You Nuke Your Mortgage?</title>
	         <link>http://www.tonkinfinancial.co.nz/blog/post/163104/should-you-nuke-your-mortgage/</link>
	         	         <description>...</description>
	         <pubDate>Thu, 02 Apr 2026 12:36:29 +1300</pubDate>
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	         <title>The Benefits of a PIE Structure</title>
	         <link>http://www.tonkinfinancial.co.nz/blog/post/163102/the-benefits-of-a-pie-structure/</link>
	         	         <description>The Benefits of a PIE Structure which is what your Superannuation and KiwiSaver plans are.If you’re a Senior Medical Officer (SMO) working at Health NZ in Auckland, you’re likely in a high-income tax bracket (33% or 39%)­ — and that’s exactly where Portfolio Investment Entities (PIEs) can be especially useful.Here’s a clear breakdown of the key benefits, tailored to your situation:1)&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Lower tax rate (biggest advantage)PIE income is taxed at your Pres...</description>
	         <pubDate>Thu, 02 Apr 2026 12:24:13 +1300</pubDate>
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	         <title>Does Buying an EV Make Financial Sense</title>
	         <link>http://www.tonkinfinancial.co.nz/blog/post/163101/does-buying-an-ev-make-financial-sense/</link>
	         	         <description>Petrol crisis is seeing many drivers eyeing a green alternativeNadine Higgins - Herald on Sunday. March 29, 2026.If you&#039;re having a coronary every time you visit the petrol station, you&#039;re probably — like me — considering whether now is the time to buy an electric vehicle. The last fill of our family car cost $200 (after four stops to even find fuel when the tank was empty — a new kind of range anxiety).I am the last person you should turn to for car advice (as evidenced by the fact I rece...</description>
	         <pubDate>Thu, 02 Apr 2026 12:14:42 +1300</pubDate>
	         <guid>http://www.tonkinfinancial.co.nz/blog/#post163101</guid>
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	         <title>Wall St bets on fourth year of gains</title>
	         <link>http://www.tonkinfinancial.co.nz/blog/post/159423/wall-st-bets-on-fourth-year-of-gains/</link>
	         	         <description>All 21 strategists surveyed tip S&amp;amp;P 500 to rise in 2026Sargarika Jaisinghani and Alexandra Semenov – Weekend Herald, 3 Jan 2026...</description>
	         <pubDate>Thu, 29 Jan 2026 12:42:51 +1300</pubDate>
	         <guid>http://www.tonkinfinancial.co.nz/blog/#post159423</guid>
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	         <title>Josh Emett&amp;rsquo;s guide to Waiheke</title>
	         <link>http://www.tonkinfinancial.co.nz/blog/post/159425/josh-emetts-guide-to-waiheke/</link>
	         	         <description>NZ Herald Viva – 5 Jan 2026...</description>
	         <pubDate>Wed, 28 Jan 2026 00:00:00 +1300</pubDate>
	         <guid>http://www.tonkinfinancial.co.nz/blog/#post159425</guid>
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	         <title>Smooth sailing for &amp;rsquo;26 economy&amp;hellip;we can hope</title>
	         <link>http://www.tonkinfinancial.co.nz/blog/post/159429/smooth-sailing-for-26-economywe-can-hope/</link>
	         	         <description>Will the economy sail on fair winds in 2026?Liam Dann – Herald on Sunday, 21 Dec 2025...</description>
	         <pubDate>Wed, 28 Jan 2026 00:00:00 +1300</pubDate>
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	         <title>KiwiSaver Changes</title>
	         <link>http://www.tonkinfinancial.co.nz/blog/post/159427/kiwisaver-changes/</link>
	         	         <description>Upcoming KiwiSaver changes may effect you....</description>
	         <pubDate>Wed, 28 Jan 2026 00:00:00 +1300</pubDate>
	         <guid>http://www.tonkinfinancial.co.nz/blog/#post159427</guid>
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	         <title>5 reasons tariffs haven&amp;rsquo;t wrecked the U.S. economy</title>
	         <link>http://www.tonkinfinancial.co.nz/blog/post/157997/5-reasons-tariffs-havent-wrecked-the-u-s-economy/</link>
	         	         <description>Tryggvi Gudmundsson&amp;nbsp;and&amp;nbsp;Tom Cooney, Capital Group, September 25, 2025...</description>
	         <pubDate>Thu, 16 Oct 2025 00:00:00 +1300</pubDate>
	         <guid>http://www.tonkinfinancial.co.nz/blog/#post157997</guid>
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	         <title>Safe as houses?</title>
	         <link>http://www.tonkinfinancial.co.nz/blog/post/154169/safe-as-houses/</link>
	         	         <description>Liv Lewis-Long, head of marketing at Simplicity, explores whether property is the investment goldmine that it once was. Informed Investor, Spring 2025 Issue 45, pages 58-60....</description>
	         <pubDate>Wed, 15 Oct 2025 13:14:07 +1300</pubDate>
	         <guid>http://www.tonkinfinancial.co.nz/blog/#post154169</guid>
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	         <title>How to invest like Warren Buffett</title>
	         <link>http://www.tonkinfinancial.co.nz/blog/post/157995/how-to-invest-like-warren-buffett/</link>
	         	         <description>Jason Choy, senior portfolio manager at InvestNow, investigates five principles for long-term success expounded by Warren Buffett. Informed Investor, Spring 2025 Issue 45, pages 46 - 47....</description>
	         <pubDate>Wed, 15 Oct 2025 00:00:00 +1300</pubDate>
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